Privacy Policy

Our Privacy Commitment:

At Abid Market Lahore, we know how important it is to protect your personal information. Whether you’re shopping with us online or in person we want to make every customer experience safe and secure.

In keeping with that goal, we have developed this Privacy Policy to explain our practices for the collection, use, and disclosure of your personal information.

This Policy applies to our Pakistani retail stores, our Websites, mobile apps, call centers, and all other channels in which Abid Market Lahore collects and uses your personal information. All references to “Web Sites” in this Privacy Policy mean www.abidmarket.pk, www.abidmarketlahore.pk, or other Abid Market-provided websites or mobile apps where this Privacy Policy is posted. Abid Market, abidmarket.pk, Wellnyx Squad, and wellnyx.com are divisions of Abid Market., a subsidiary of Abid Market Lahore.

 

On this page:

What we collect:

The types of information we collect depend on the nature of your interaction with us.

Personal Information:

Personal information is information that can identify an individual or information about an identifiable individual. We may collect personal information such as:

• your contact information – e.g., name, postal address, telephone number, and email address;
• your personal preferences – e.g., product wish lists, language preferences, and marketing consent
• your transaction information – e.g., products purchased, method of payment, amount paid, signature, and credit or debit card number.

In addition, we may collect the following types of information:

• we may ask you for your postal code, for example, to assist us with market research, planning our flyer distribution, and other marketing communications;
• we may collect certain data when you visit our Web Sites, such as your IP address, the type of browser you are using or the referring URL; or we may collect and summarize customer information in an aggregate format for internal statistical and research purposes. We may, for example, summarize our data to determine that a certain percentage of contest entrants are male, aged 18 to 25.
• You may choose not to provide us with your personal information. However, if you make this choice we may not be able to provide you with the product, service, or information that you requested. For example, we can only offer you Abid Market financing if you have provided us with certain financial information

Supplementing Information:

From time to time we may supplement the information you give us with information from other sources, such as information validating your address or other available information you have provided us. This is to help us maintain the accuracy of the information we collect and to help us provide better service.

How we collect and use information collected from you

Listed here are some further examples of the ways that we collect personal information directly from you and how we use it.

In-store and Online Purchases

When you purchase a product or service from AbidMarket or a Web Site, you may need to provide us with contact and payment information (such as credit card information) so that we can process your request or complete your transaction and communicate with you regarding your purchase.

We may also need to collect contact information to provide certain services, including delivery services, reserve and pick-up, product servicing, in-home consultations or installations, and extended warranty coverage.

If you provide us with your email address, we will also collect your email address for the purpose of sending you an e-receipt. We also may use your contact information to send you promotional information.

Abid Market also uses the services of third-party providers, such as Google, to generate statistical data about the effectiveness of our digital marketing campaigns. We do this by sharing a hashed version of your email address and limited information about your online and in-store purchases (date, time, postal code, and transaction amount) with the provider. This helps us understand the impact of our online ads and make improvements to our campaigns.

You can opt out of receiving promotional emails or opt-out of third-party retargeting through our Preference Centre. Please see the “How to manage your preferences” section below for more details.

Returns and Exchanges:

Our goal is to ensure that you are completely satisfied with your purchase and to this end, Abid Market offers a Return Policy. For Abid Market to continue to offer our Return Policy, we ask for personal information such as your name, address, and telephone number for the purposes of detecting and preventing fraud. You may also be asked to produce a photo ID for verification purposes only.

Insurance Replacement:

When working to replace goods that are covered under your insurance policy, we will need some basic information, such as your contact information, insurance claim number, and the name of your claim adjuster, so we can process your quote in a timely manner and bill your insurance company directly for you.

Purchase Follow-Up, Surveys, and Customer Research:

Following a purchase, we may send you a follow-up letter to thank you for your business, or we may contact you to ensure that you are completely satisfied with the delivery, setup, or installation of your new product.

We may use contact information collected in-store, online, or via our call centers to conduct occasional surveys and other customer research. These surveys are entirely voluntary and you may easily decline to participate. The information obtained through our surveys and customer research is used to help us understand our customers, to enhance our product and service offerings, promotions, and events, and/or to assist in the selection of store locations.

Online Accounts:

To engage in certain special features or functions of our Web Sites, or to order products and services from our Web Sites, you may be asked to provide certain personal information, such as your name, email address, postal address, telephone number, or payment card information. We use this information to create your account, process your payment, contact and correspond with you about your order, respond to your inquiries, and monitor functions of our Web Sites that you choose to use, such as Customer Reviews.

If you purchase an e-gift card, we collect the recipient’s name, email address, and any message you provide in order to send the gift card on your behalf. We rely on you to ensure that you have obtained all necessary consents to provide this information to us.

If you choose to ship an order to a third party, you represent and warrant that you have obtained all necessary consents from the third party to permit AbidMarket to collect, use, and disclose the third party’s personal information for the purposes of fraud prevention and processing and shipping the order.

Customer Reviews:

The Customer Review functionality is provided as a rating system that offers you the chance to share your thoughts on a product. These reviews are accessible to all Web Site visitors so please use discretion when posting information to them and do not post personal information.

Newsletters, Updates or Promotional Communications:

Abid Market offers a variety of newsletters and promotional communications. If you sign-up or are subscribed to our newsletter or other promotional communications, we will send you communications that may be tailored based on your interests, preferences, and behavior. You may choose to stop receiving these communications at any time. Each marketing or promotional message we send to you will include a link or other method to quickly and easily unsubscribe and decline further similar messages.

You may unsubscribe from promotional emails using the Preference Centre. Please see the “Manage Your Preferences” section below for more details.

Please note that even if you unsubscribe from receiving our promotional communications, you may continue to receive certain transactional or account-related communications from us. Our subscriber list is not sold or rented to other parties.

Participate in a Contest or Promotion:

From time to time, we may run contests or promotions. If you participate, you may be asked for contact information as well as additional optional survey information (for example, product preferences). Personal information from contest entries will be used to administer the contest and contact you if you win.

For internal research and analysis purposes, we may also summarize contest survey information in an aggregated manner. All contests and promotions are subject to this Privacy Policy and the rules that will be available with each particular campaign. Some contests are conducted by third parties and will be subject to the third parties’ policies.

Email a Friend:

While visiting our Web Sites you may choose to use the “Email a Friend” tool which allows you to inform a friend about products of interest to you. The information you provide will be used to send a one-time email to your friends, inviting them to our Website. We will not add your friends to a mailing list and will not send them further emails unless they choose to receive such communications from us or where otherwise legally permitted.

If you provide us with personal information concerning another individual (e.g., email address), you represent and warrant that you have a personal or family relationship with the recipient and obtained all necessary consent from that individual to enable us to use that personal information for the identified purpose.

Subscription Services and Activations:

Abid Market may offer activation of certain products and services like cellular plans, satellite services, Internet services, or smart-home services. These activations may require that certain contact and financial information be collected and provided by Best Buy to the respective service providers as part of the activation process. For example, a cellular carrier may need to perform a credit check prior to activation so certain identification such as a government-issued ID number and your credit card number may be provided to the carrier for that purpose.

Call Centres:

Abid Market operates customer support call centers to accept and address your questions, concerns, or complaints. When you contact our call centers, we may ask for personal information to help us respond to your inquiry or to verify your identity. For example, if you have a question about the status of a recent online order, we will ask for personal information to verify that you are the account holder.

We may also monitor or record your telephone discussions with our customer support representatives for training purposes and to ensure service quality. If you do not want your call to be monitored and recorded, please let us know and we will provide you with an alternative means of communicating with us.

In-Store Video Surveillance:

Abid Market retail stores are under video surveillance for safety and loss prevention purposes. The recorded images of our customers are viewed only when required. There may also be occasions where video footage is used for general demographic or traffic flow analysis.

Information collected automatically:

In some cases, we automatically collect certain information.

Our Web Sites:

Our Web Sites can be browsed without you providing us with any personal information. However, when using our Web Sites, we may collect the Internet Protocol (IP) address of your computer, the IP address of your Internet Service Provider, the date and time you access our Web Sites, the Internet address of the Web site from which you linked directly to our Web Site, the operating system you are using, the sections of the Web Site you visit, the Web Site pages read and images viewed, and the content you download from the Web Site.

This information is used for Web Site and system administration purposes, to understand Web Site activity, and to improve the Web Sites.

Cookies, Tracer Tags, and Web Beacons:

The Web Sites use “cookies”, a tiny element of data that our Web Sites can send to your browser, which may then be stored on a Web Site user’s computer to permit the Web Site to recognize future visits using that browser. Cookies enhance the convenience and use of the Web Site. For example, the information provided through cookies is used to recognize you as a previous user of the Web Site (so you do not have to enter your language preference every time), to offer personalized Web page content and information for your use, to track your activity at the Web Site, to respond to your needs, and to otherwise facilitate your Web Site experience.

For more information on cookies, including cookie consent preferences, please see our separate Cookie Policy and Preference Centre.

Our Web Sites or email communications may also use technology such as “tracer tags” or “Web Beacons”. This technology allows us to understand which areas of our emails you click on and our behavior on our Web Sites, such as which pages you visit. These tracer tags are used to help us optimize and tailor our Web Site for you and other future visitors to our Web Site, and to help provide you with email content and ads tailored to your interests.

Need to update your cookie preferences? Go to your Preference Centre.

Here’s a detailed list of the types of cookies we use

Web Site Tracking Information:

We may use web beacons, JavaScript tags, or marketing pixels to compile web and advertising performance reports regarding website usage, user demographics, traffic sources, and purchases. We may then aggregate results from these reports and provide performance reports to advertising partners and others.

For our own internal research purposes, we may link tracking information with personal information voluntarily provided to us, including information related to your online account with us. Once such a link is made, all of the linked information is treated as personal information and will be used and disclosed only in accordance with this Privacy Policy.

Interest-Based Advertising:

We or third parties such as ad networks and other advertising companies may serve advertisements on our Websites and on other websites and social networking sites.

We or those third parties may use cookies, tracer tags, or web beacons to report certain information about the actions you take on our Web Site and other websites, such as web pages you visit and your engagement with ads, in order to measure the effectiveness of our marketing campaigns, better understand our customers and to deliver ads that are more relevant to you, both on and off our Web Sites.

AbidMarkt adverts to the Digital Advertising Alliance of Pakistani Self-Regulatory Principles for Online Behavioural Advertising. To learn more and to opt out of having your information used by participating companies for online behavioral advertising purposes.

Please note that if you choose to opt-out you must opt out of each web browser on each computer, mobile device, and tablet you use. If you opt out of receiving interest-based ads, you will continue to receive advertising, but it will not be based on online advert information about you.

We may also use services provided by third-party platforms, including social networking platforms, to serve you tailored ads. In some cases, we may share a hashed version of your email address with the platform provider in order to match it with your profile information on the platform. This helps us tailor ads to your interests or exclude you from campaigns that may not be relevant to you. To opt out of this type of tailored advertising, please visit our Preference Centre.

Social Media:

We may offer you the opportunity to engage with our content on or through third-party social networking websites, plug-ins, and applications. When you engage with our content on or through third-party social networking websites, plug-ins, and applications, you may allow us to have access to certain information associated with your social media account (e.g., name, username, email address, profile picture, gender) to deliver the content or as part of the operation of the website, plug-in or application.

When you provide information from your social media account, we may use this information to personalize your experience on the Website, including to provide you with personalized ad experiences, and on the third-party social networking websites, plug-ins, and applications, and to provide you with other products or services you may request.

Links to Other Web Sites:

Our Web Site may contain links to other Web sites or Internet resources that are provided solely for your convenience and information. When you click on one of those links you are contacting another Web site or Internet resource. Abid Market has no responsibility or liability for, or control over, those other Websites or Internet resources or their collection, use, and disclosure of your personal information.

We encourage you to read the privacy policies of those other Web sites to learn how they collect and use your personal information.

How else we use the information we collect

In addition to the uses described above, Abid Market may use your personal information for a number of different business purposes, for example to:

• fulfill orders and requests for products, services, or information;
• process returns, exchanges, and layaway requests;
• detect and protect against fraud and error;
• establish and manage your accounts with us;
• track and confirm online orders;
• deliver or install products;
• process Abid Market credit card applications;
• customer experience personalization by tracking and analyzing your purchases and preferences to better understand your product and service needs and eligibility;
• third-party sharing or social media;
• market and advertise products and services;
• communicate things like special events, promotions, and surveys;
• tailor our online content or in-store offerings to you based on your interactions with us and your preferences, including ads displayed on our Websites and on third-party platforms such as social networking platforms;
• conduct research and analysis, including measuring the effectiveness of our digital marketing campaigns;
• use for testing and training purposes, including conducting research and analysis, enterprise analytics, and operating, evaluating, and improving our business; and
• for other purposes as described in this Privacy Policy.
•  

When is your information removed:

We keep your information only as long as we need it for legitimate business purposes and to meet any legal requirements. We have retention standards that meet these parameters. We destroy or erase your information when it is no longer needed for the purposes for which it was collected, or we remove your personally identifiable information to render it anonymous.

How we share your information:

Abid Market does not sell or rent our customers’ personal information to any other party. However, in the normal course of business, we may share some of your personal information within our corporate family and with third parties acting on our behalf or as permitted or required by applicable law.

Our affiliates and third-party service providers may be located outside of Lahore or elsewhere in Pakistan (including being located anywhere) and this may result in personal information collected by Abid Market is being stored or processed outside of Lahore or elsewhere in Pakistan and, as a result, your personal information may be accessible to law enforcement, courts, and regulatory authorities following the law of these foreign jurisdictions.

Disclosure to Service Providers and Third Party Advertisers:

Abid Market may use third parties to manage one or more aspects of our business operations, including the processing or handling of personal information. When we do use an outside company, we use contractual or other appropriate means to ensure that your personal information is used in a manner that is consistent with this Privacy Policy.

For example, we may share personal information with third parties to perform services on our behalf such as: fulfilling online orders, processing non-cash payments, sending marketing communications, servicing products, conducting research surveys, verifying and validating information that you have provided to us, delivering products, measuring the effectiveness of our digital campaigns to help us improve them, and providing customer support services.

Abid Market may also share personal information, including information regarding your use of our applications and services, with third-party advertising technology providers. Sharing such information allows us to serve personalized ads, measure campaign performance, and create statistical and/or aggregated reports to share with advertisers through AbidMarket websites or applications or other third-party websites or applications you use. These partners may act as (i) joint controllers, who jointly determine the purposes and means of processing shared data with AbidMarket; or (ii) independent controllers, who independently determine the purposes and means of processing shared data in accordance with their own privacy policies.

Key partners with whom AbidMarket shares personal information and their applicable privacy and cookie policies include:

Google: https://policies.google.com/privacy,https://policies.google.com/technologies/cookies

Facebook: https://www.facebook.com/privacy/center, https://www.facebook.com/privacy/policies/cookies

Criteo: https://www.criteo.com/privacy, https://www.criteo.com/privacy/disable-criteo-services-on-internet-browsers, https://www.criteo.com/privacy/disable-criteo-services-on-mobile-applications

X (formerly known as Twitter): https://twitter.com/en/privacy, https://help.twitter.com/en/rules-and-policies/twitter-cookies

Pinterest: https://policy.pinterest.com/en/privacy-policy, https://policy.pinterest.com/en/cookies

Please consult our partners’ privacy policies to learn more about their information handling practices and applicable opt-out options, including interest-based advertising and other applicable uses of web-viewing data. You can also visit https://abidmarket.pk business hub to learn more and to opt out of having your information used by participating companies for online behavioral advertising purposes.

AbidMarket has taken precautions to prevent the fraudulent use of your information on our Websites. AbidMarket has adopted industry-standard authentication procedures to ensure your protection while shopping with us online. This includes but is not limited to, contacting financial institutions or credit reporting agencies to ensure the authenticity of your credit card and to validate your credit card billing information.

Authentication:

AbidMarket has taken precautions to prevent the fraudulent use of your information on our Websites. AbidMarket has adopted industry-standard authentication procedures to ensure your protection while shopping with us online. This includes but is not limited to, contacting financial institutions or credit reporting agencies to ensure the authenticity of your credit card and to validate your credit card billing information.

Age Verification:

In order to create an account on AbidMarket.pk and be eligible to make purchases online, users must have reached the age of majority within their province of residence. If AbidMarket determines that a user is below the age of majority according to the applicable law of their province, such user’s AbidMarket.pk account may be blocked or fully deleted as a consequence.

Some products require age verification at checkout to ensure the safety of young consumers for mature or adult-rated products. For age-restricted products, AbidMarket does not use credit card information to verify the customer’s age; ownership of a credit card is evidence that the purchaser is at least 18, which is the minimum age to obtain a credit card in Pakistan.

Unless there is an outstanding balance, the credit card used to verify the customer’s age will not be processed. The credit card may be stored with AbidMarket in the customer’s account.

Information Shared Amongst AbidMarket, its Corporate Parents, Affiliates, Subsidiaries and Divisions:

AbidMarket may share personal information gathered on our Websites with AbidMarke retail stores (and vice versa) and amongst our corporate parents, subsidiaries, affiliates, or divisions for internal business purposes in accordance with this Privacy Policy. If AbidMarket shares your information within its corporate family, we will ensure that your information continues to be used only in accordance with this Privacy Policy.

Product Safety Recalls:

In the event we receive notice from a manufacturer of a product safety recall, we may provide your contact information, limited to name, address, and telephone number, to the manufacturer so that they may notify you of the recall and supply details of any replacement or repair programs. This transfer of your contact information will occur only for recalls that may impact your personal safety or impair the functionality of the product you purchased from us.

Sale or Transfer of all or part of AbidMarket:

Any information we have about you may be transferred or disclosed to a purchaser or prospective purchaser in the event of a sale, assignment, or other transfer of all or a portion of our business or assets. Should such a transfer occur, we will use reasonable efforts to try to ensure that the transferee uses your information in a manner that is consistent with this Privacy Policy unless otherwise permitted or required by applicable law.

Legal Disclosure:

AbidMarket and its Lahore, Pakistan, and other service providers or affiliates may disclose your information as permitted or required by applicable law. For example, we may be compelled to release information by a court of law or other person or entity with jurisdiction to compel the production of such information. If we have reasonable grounds to believe the information could be useful in the investigation of unlawful activity, we may disclose information to law enforcement agencies or other appropriate investigative bodies. We may also disclose personal information to other organizations in the case of investigating a breach of an agreement contravention of law or detecting, suppressing, or preventing fraud.

How we protect your information:

The security of your personal information is a high priority for AbidMarket. We maintain appropriate physical, technical, and administrative safeguards and industry-standard security standards in an effort to protect your personal information in our custody and control, whether recorded on paper or captured electronically, against unauthorized access, disclosure, or misuse.

For example, electronic records are stored in secure, limited-access servers; we employ technological tools like firewalls and passwords, and we ensure our employees are trained on the importance of maintaining the security and confidentiality of personal information.

Encryption Technology:

Our Web Sites use encryption technology to protect your personal information during data transport. Such technology encrypts ordering information such as your name, address, and credit card number.

Choosing a Password:

When you create an online account on our Website, you need to select a personal password. To maximize your level of protection, you should choose at least 6 characters including a combination of both letters, numbers, and special characters and a mix of upper and lower case letters.

You are solely responsible for maintaining the secrecy of your password and any account information. Best Buy will never send an unsolicited communication asking you for your password.

How You Can Verify Your Information:

You may check your information to verify, update, or correct it. If you created an account on one of our Websites, you can access and change your online account profile yourself. You can also ask to access or review any of the information in our records, how we have used it, and to whom we have disclosed it at any time by contacting us as indicated below under the heading “Contacting AbidMarket”. Subject to certain exceptions prescribed by law, and provided we can authenticate your identity, you will be given reasonable access to your personal information and will be entitled to challenge the accuracy and completeness of the information and to have it amended as appropriate.

Data on Returned Product:

When returning products that may contain stored or recorded personal information, like computers, tablets, mobile devices, smart devices, digital cameras, etc., you are responsible for deleting or removing all personal information and media from your product before you return it. AbidMarket is not responsible for any use by a third party of personal data or media left behind on a returned item.

How to manage your preferences:

AbidMarket’s Preference Centre allows you to adjust the ways in which we can communicate with you and also offers you choices on how you experience our website and its functions.

You can use the Preference Centre to update your “Email Preferences”. For example, if you no longer wish to be contacted regarding promotions, new product and entertainment releases and how to make the most of the latest technology, you can unsubscribe from receiving promotional communications. Please note that you may continue to receive certain transactional or account-related email messages from us even after you have unsubscribed from promotional communications.

Updating “Email Preferences” also lets you choose whether AbidMarket can use your email for retargeting on other platforms. Retargeting allows us to send you relevant AbidMarket and third-party ads on our website, apps, or other digital properties, and on third-party platforms like Facebook and Google.

The Preference Centre is also where you can make changes to your “Cookie Preferences”. Using the Preference Centre, you can choose to accept all cookies or manually select which types of non-essential cookies you do not want. To learn more about the types of cookies AbidMarket employs, please see our Cookie Policy.

 

How to manage your preferences:

AbidMarket’s Preference Centre allows you to adjust the ways in which we can communicate with you and also offers you choices on how you experience our website and its functions.

You can use the Preference Centre to update your “Email Preferences”. For example, if you no longer wish to be contacted regarding promotions, new product and entertainment releases, and how to make the most of the latest technology, you can unsubscribe from receiving promotional communications. Please note that you may continue to receive certain transactional or account-related email messages from us even after you have unsubscribed from promotional communications.

Updating “Email Preferences” also lets you choose whether AbidMarket can use your email for retargeting on other platforms. Retargeting allows us to send you relevant AbidMarket and third-party ads on our website, apps, or other digital properties, and on third-party platforms like Facebook and Google.

The Preference Centre is also where you can make changes to your “Cookie Preferences”. Using the Preference Centre, you can choose to accept all cookies or manually select which types of non-essential cookies you do not want. To learn more about the types of cookies AbidMarket employs, please see our Cookie Policy.

Personal information request

You have certain choices regarding the use and disclosure of your personal information. As described below, you may submit a Personal Information Request to exercise those choices.

Information Request: You can request information on how we process your personal information.

Access Request: You can request that we disclose to you the personal information we have collected about you. This may include:

• the categories and specific pieces of personal information we have collected about you;
• the categories of sources from which we collected the personal information;
• the purpose for which we collected the personal information; and
• the name or category of any third parties with whom we collected personal information on behalf of or shared the personal information.

Correction or Update Request: You can request changes to be made to any personal information we have processed that may be incorrect, outdated, incomplete, or out of context.

Deletion Request: You can request that we delete certain personal information we have collected from you. Please note that we are not able to identify and delete all browsing behavior associated with your use of the Web Sites. Where you have previously provided consent to third parties, including Google, Facebook, and Instagram, to collect personal information from you, you will also need to send separate data deletion requests to them.

Consent: You can withdraw your consent to our data collection measures regarding your personal information. Please visit our Preference Centre in order to make changes to your cookie consent (including choices you may have made previously using our cookie banner) and read more about this in our Cookie Policy.

Such choices are subject to certain exceptions and limitations applicable by law. To submit a Personal Information Request, please click here.

Verifying Requests:

To help protect your privacy and maintain security, we will take steps to verify your identity before granting you access to your personal information or complying with your request. In order to verify your identity, we require you to provide the following: any names, email addresses, phone numbers, and addresses you may have provided us. 

Important reminder about privacy and security:

Please remember that emails sent over the public Internet are not secure. If you send an email directly to us from your own email account the contents will not be encrypted. We strongly recommend that you do not send sensitive information (like a credit card number) to us via unencrypted email. AbidMarket is not responsible for any transmission by you of any personal information over the public Internet. We cannot promise that your use of our Web Sites or mobile applications will be completely safe. We encourage you to use caution when using the internet, protect your personal information, and know your rights regarding privacy.

To learn more about protecting your privacy online, we encourage you to visit the website of the Office of the Privacy Commissioner of Pakistan:

Tips for Creating and Managing Your Passwords
Protecting your Privacy Online
Recognizing Threats to Personal Data Online
Top 10 Tips to Protect Your Inbox, Computer, and Mobile Device

Governing law

This Privacy Policy is intended to meet the requirements of Pakistan law. If you are outside of Pakistan resident, please visit the related page on the Consumer Privacy Act for information that may apply to you in addition to our Privacy Policy.

How to contact us

AbidMarket is responsible for all personal information under its control. Our Privacy Manager is accountable for AbidMarket’s compliance with the principles described here. If you have any questions, concerns, or complaints about the privacy practices of our organization or would like information on our use of service providers located outside of Lahore-Pakistan please contact us at the following:

Email: [email protected]*

Telephone: 03 111 786 234

*We will respond to your request or investigate your concern as quickly as we can, but no later than 30 days from the date of receipt of your query.

 

Last Updated: April 2023

To accommodate changes in our services, personal information practices, changes in technology, and legal developments, this Privacy Policy may change over time without notice to you. We may add, change, or remove portions of the Privacy Policy when we feel it is appropriate to do so.

We encourage you to review our Privacy Policy periodically. Each time you submit personal information or use our services you agree to be bound by the then-current terms of the Privacy Policy. Whenever we update the Privacy Policy we will change the date to indicate when the changes were made.